Just when we got the solution to our first obstacle (HLE), more obstacles came along... and these obstacles are much much harder to solve.
Obstacle 2 - Xiong papa side
Xiong papa is currently co-owner of the current flat with his mother and paying using his CPF. Under the HDB ruling, each person can only own a flat, which mean that Xiong papa got to withdraw his name from the current flat. However, upon withdrawn of his name, the money that is used from his CPF need to pay back. So now the obstacle is where to find the huge amount of money to pay back the CPF!!!
Obstacle 3 - Xiong mama side
Xiong mama side is facing the same problem as Xiong papa side. She is also currently co-owner of the current flat with her parents... hence the same problem :(
so how?? *headache*
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